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After wоrking аs а plumber fоr six yeаrs, Mathias оpens his own plumbing business. He is convinced he can offer better response times and better customer service than other local companies. He used his savings and an SBA loan of $60,000 to buy two vehicles and some tools. He plans to have three to five employees to start and might expand to open additional locations in nearby cities. What type of business is this?