Blog

67) All of the reactions of cellular respiration that occur after glycolysis take place in what part of the eukaryotic cell? A) The cytoplasm                             B) The nucleus C) The mitochondria                      D) The plasma membrane

Phil is conducting a seed germination experiment. He places 3 groups of lettuce seeds in a 34º Celsius incubator with adequate moisture. One set of seeds is placed in a dark area with no light source. A second set is placed under artificial light and third set of seeds is placed in direct sunlight. This experiment is intended to test Phil’s hypothesis that light is necessary for lettuce seed germination. Based on the experimental design, which variable was the dependent variable? A) Temperature B) Moisture C) Seed germination D) Type of light

72) Most atmospheric oxygen comes from photosynthesis. From which of the following molecules is the oxygen derived? A) water                                                   B) carbon dioxide C) glucose                                               D) chlorophyll a

Given the following information about a fully amortizing loan, calculate the effective borrowing cost to the owner (EBC). Loan Amount: $180,000.00 Loan Amortization Term: 18 years Interest Rate: 5.00% compounded monthly Monthly Payment: $-1,265.46 Discount Points: 4 Other Closing Expenses:  $1,000.00 Assume the owner pays off the loan early at the end of year: 8

Given the following information about a fully amortizing loan, calculate the lender’s yield. Loan amount: $210,000.00 Term: 21 years Interest rate: 5.75% compounded monthly Monthly Payment: $-1,437.10 Discount points: 1.75

Assume that a piece of land is currently valued at $[a]. If this piece of land is expected to appreciate at an annual rate of [c]% per year for the next [b] years, how much will the land be worth [b] years from now?

Given the following information about a fully amortizing loan, calculate the effective borrowing cost to the owner (EBC). Loan Amount: $220,000.00 Loan Amortization Term: 22 years Interest Rate: 6.00% compounded monthly Monthly Payment: $-1,502.76 Discount Points: 2 Other Closing Expenses:  $2,000.00 Assume the owner pays off the loan early at the end of year: 12

Suppose that an industrial building can be purchased today for $190,000.00. If it is expected to produce cash flows of $19,000.00 for each of the next 5 years (assume CFs are received at the end of each year) and can be sold at the end of the fifth year for $218,500.00, what is the internal rate of return (IRR) on this investment?

Given the following information about a fully amortizing loan, calculate the lender’s yield. Loan amount: $240,000.00 Term: 24 years Interest rate: 6.50% compounded monthly Monthly Payment: $-1,647.70 Discount points: 2.5

Suppose that an industrial building can be purchased today for $270,000.00. If it is expected to produce cash flows of $27,000.00 for each of the next 7 years (assume CFs are received at the end of each year) and can be sold at the end of the fifth year for $326,700.00, what is the internal rate of return (IRR) on this investment?