Scenаriо: Imаgine yоu recently grаduated with a degree in finance and began wоrking as a financial analyst. One of your clients is nearing retirement and wants to adopt a more conservative investment strategy. They are considering reallocating a significant portion of their portfolio to achieve this goal. They are particularly concerned about balancing potential returns with minimizing risk in the current economic environment, which is characterized by rising interest rates, persistent inflation concerns, and heightened market volatility. Question: Using what you have learned about investment instruments, analyze the situation and provide a recommendation. 1) What’s the difference between the financial instruments we have learn about in this unit? 2) Propose a specific portfolio allocation for your client, providing clear reasoning for your choices based on their goals and what you know about these financial instruments.